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About Us

Thomas Insurance is an independent insurance agency located in Dillwyn, Virginia offering coverages for your auto, home, life, and business insurance needs using top-rated companies.

When you work with the Thomas Insurance team, know that you’re working with people you can rely on. We believe each client deserves a personal insurance experience with a trusted risk advisor which is why our clients are our number one priority. We make insurance our job so it doesn’t have to be yours.

Our History

Thomas Insurance was formed originally in 1947 by Frank E. Webb as the Frank E. Webb Insurance Agency.  Mr. Webb began a relationship at that time with Traveler’s Insurance Company that continues to this day.  Along the way, Mr. Webb’s wife, Edith Webb Steger, became active in the agency.  Mrs. Steger owned and operated the successful agency until 1980 when her son-in-law, Luther Thomas, returned to Buckingham and acquired the business.  Under Mr. Thomas’ leadership, the agency grew and prospered.  Mr. Thomas broadened the agency’s insurance company relationships to include Loudoun Mutual, AIC, Alfa, and Trexis all while continuing the tradition of providing personal, small-town service to our friends and neighbors at the lowest possible cost. 

In September 2018, Mr. Thomas retired and Bryan Davis joined the agency.  Mr. Davis brings over 20 years of insurance industry experience to the agency and is excited to be able to continue the tradition of providing excellent customer service to our area. 

An Independent Advantage

We are Independent Agents in Dillwyn, Virginia, free to choose the best carrier for your insurance needs. We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service. Thomas Insurance represents a carefully selected group of financially strong, reputable insurance companies. Therefore, we are able to offer you the best coverage at the most competitive price.

What is an Independent Insurance Agent?

When you decide to buy a car, you wouldn’t purchase the first one you see. What if one day the automobile industry decided to make only one type of car, one make and one model. You wouldn’t have a choice!

The same situation holds true for insurance. You need insurance to drive a car, to purchase a house, to protect your family’s financial future and to run a small business. But if there was only one insurance company that offered only one type of insurance, you wouldn’t have a choice. The only solution would be going to that one company.

With an independent insurance agent, you have choices. Independent agents are not tied to any one insurance company. One of the advantages of using an independent agent is that he or she works to satisfy your needs. You are using an expert for an important financial decision.

An independent agent has several companies that he or she can approach to get you the best coverage at the best price. And your independent agent will know the companies with the most efficient claims departments to recover your losses as quickly as possible.

When you buy insurance, you want an advocate who will properly assess the risks you face and give you an objective analysis of the marketplace, because it’s up to you to make the final choice.

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Customer Reviews
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5-Star!

TG
—Thomas G
5/5

5-Star!

HK
—Heather K
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